Debt Collection Abuse

It is illegal for a debt collector to telephone you at work after being told to stop. Debt collectors cannot speak to anyone that you don't want them to speak to, including you, anyone at your place of employment, or any of your family and friends.  Debt collectors cannot legally yell at you or swear at you, and they can not lie to you.  They cannot threaten you, and they cannot sue you, unless it is convenient to you.  And contrary to what debt collectors would have you believe, it is you who holds all the cards – if you know your rights.  And if you decide to sue them it will cost you nothing.

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Debt Lawsuit Defense

You incurred the debt.  You owe the money.  You have not paid.  And now you have been sued.  You are going to lose, right?  Wrong!

The hardest thing about winning a lawsuit for allegedly not paying a credit card debt is getting consumers to understand that they stand a good chance of winning if they do the right things.  And it costs very little to have us do it for you!  Debt collection is easy when consumers believe there is nothing they can do.  Consumers just give up and then they lose.  Don't be one of those people.  Instead, be one of thousands who prevail in this situation.

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Fair Credit Reporting

Credit Report Errors will cost you a better credit score. Nearly 80 percent of the credit reports in a 2004 study from the U.S. Public Interest Research Group contained inaccuracies. These mistakes often trigger a denial of credit. Don't let outdated, incomplete or erroneous information sink your credit score. At Hyde & Swigart we can force creditors and credit reporting agencies to correct your credit, and it will cost you nothing; they have to pay us, not you. Having a law firm on your side makes a difference.  Contact us for a free consultation.

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We Want To Help You.

At Hyde & Swigart, our focus is on protecting consumers from debt collectors, and in defending consumers who are being sued for consumer debts.  However, we also provide other consumer services, as well.  For example, if you just discovered that someone obtained a judgment against you, we can help.  We can also help with unfair repossessions, and unwanted telephone solicitations.  We have also helped consumers with student loans, tenant-landlord issues, home-owner association issues, and so called "debt negotiation companies" (companies that claim to help you get out of debt while really making your situation worse.)  If you have a consumer related concern and you want a free consultation, Hyde & Swigart is there for you.

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