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Debt collectors have become increasingly aggressive in collecting debts in recent years. A new tactic is to use the court system to sue consumers for old debts. However, these debt collectors and the firms they hire are often not filing the lawsuits in the correct jurisdiction. According to the Fair Debt Collection Practices Act, when…

Are debt collectors contacting you at home? On your cell phone? At your place of employment? During these calls, are they threatening to garnish your wages? The FDCPA, a federally enacted statute created to protect consumers from harassing debt collectors, specifically mandates that debt collectors may not “use any false, deceptive, or misleading” means to…

  Having collectors come after you for a debt can be a traumatic experience. It’s embarrassing enough to receive calls from a debt collector and to have to tell them that you can’t pay for the debt. Imagine how mortifying it would be if the debt collector called a third party, such as a friend…