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[Attorney Promotion: Consumers Are Applying for 100% Free and Confidential Claim Evaluation]

Thousands of consumers may receive cash compensation from abusive debt collectors, but sadly most of them are unaware of their rights.

Like most Americans, Californians rely heavily on credit cards and rack up substantial amounts of debt. California borrowers averaged $5,196 in credit card debt during the first quarter of 2015. In addition to credit card debt, Californians predictably carry significant amounts of mortgage, student loan and auto loan debt. In the second quarter of 2016, the average amount Californians owed on their homes was $334,925, according to TransUnion.

A debt or loan default can lead to a barrage of bank overdraft fees, constant collections call, damage to your credit scores, a day in court and garnishment of your paycheck. Debt collectors are known for their aggressive collection practices. They often engage in harassing, threatening, unprofessional, unfair and illegal communications with their defaulted borrowers in their attempt to collect the debt.

THERE ARE HUNDREDS AND THOUSANDS OF WAYS THAT CREDITORS AND DEBT COLLECTORS VIOLATE CONSUMERS’ RIGHTS. THE RULE OF THUMB IS IF A DEBT COLLECTOR OR CREDITOR IS CONTACTING YOU, THEY ARE MOST PROBABLY BREAKING THE LAW OR THEY ARE ABOUT TO.

Quick version: If you are a victim of debt collection harassment, you may be entitled to receive cash compensation. Applying for a claim evaluation is quick, free and 100% confidential.

It is absolutely unacceptable that debt collectors harass and threaten consumers, often in violation of federal and state laws. Good news is that the Fair Debt Collection Practices Act, and many state laws, such as, for example, California Rosenthal Fair Debt Collection Practices Act provide strong protection for consumers and also entitle consumers to receive cash compensation if violations occur.

Some of the common violation of debt collection laws that may entitled you to cash settlements are:

  • Lender or debt collector failed to identify itself when contacted you,
  • Lender or debt collector contacted a third party about your debt,
  • Lender or debt collector harassed you,
  • Lender or debt collector used profane or otherwise abusive language in an attempt to collect the debt,
  • Lender or debt collector stated that non-payment of the debt would result in your arrest or imprisonment,
  • Lender or debt collector threatened to garnish your wages before receiving a garnishment order.

This list is rather illustrative than comprehensive. There are hundreds of ways in which lenders and debt collectors may violate your rights. Applying for your claim evaluation takes less than 60 seconds.

Lately, many consumers came forward and said: “enough is enough!”

Some People Are Worried That Applying For A Claim Evaluation Will Require Out-Of-Pocket Expenses

Sadly, some victims will not apply for a claim evaluation because they are worried that this service will require out-of-pocket expenses.  This is not only wrong, but it’s in fact, quite the opposite.

Applying for a claim evaluation is free, confidential, and there is absolutely no cost.

Maybe What Happened To Me Wasn’t That Big Of A Deal

Many victims will downplay what happened to them and will try to push it to the back of their mind. Not only do these potential violations of our rights cause emotional distress, frustration, and financial difficulties over time, but our inaction is the very reason why companies have gotten away with these practices for such a long time.  And it needs to stop.

No matter how minor violations may seem to you, companies may still be obligated by law to pay you. Click below to apply for a free and 100% confidential initial claim evaluation today. 

Take one step closer to protecting your rights and, most importantly,  claim what is yours for yourself and your family…